When you use the BiMPay app, no money is stored in it. Rather the e-wallet links to your bank or credit union account and funds go to and come from that account. If you didn’t previously have a bank account, your funds will be stored in a custodian account at Sagicor.
To link your account – whether your existing account or your new custodian one - you need a token. he way you get it varies depending on your financial institution,
Here’s how to get your token from each financial institution.
N.b. AffinityPlus Credit Union is not currently using the e-wallet. We will make an announcement when they go connect to the e-wallet.
Barbados Public Workers Co-operative Credit Union Ltd
- Log in to Co-optima online banking or the mobile app.
- Review the “BiMPay Token Information” section on the home screen and click “here”.
- Select “Generate BiMPay Token”.
- Copy the token or have it sent to your email.
- Open the BiMPay App and enter the code there to complete the link.
CIBC Caribbean (Online banking platform)
- Log in to CIBC's online banking and click “Preferences” on the home screen.
- Select “Link to BiMPay”.
- Choose “Link to External App”.
- Select the account to be linked and click “Get Token/Access Code.”
- Complete verification when prompted - including a one-time verification code if required.
- Copy the token shown.
- Open the BiMPay App and enter the code there to complete the link.
CIBC Caribbean (Mobile app)
- Log in to CIBC's mobile banking app and click “link to BiMPay" on the home screen.
- Select the account to be linked and click ‘Get Token/Access Code’
- Complete verification when prompted, including a one-time verification code if required.
- Copy the token/access code shown.
- Open the BiMPay App and enter the code there to complete the link.
https://www.cibccaribbean.com/1stPay+
City of Bridgetown (COB) Co-operative Credit Union
- Log in to your COB online banking account at COB's website. Your Online ID is the same as your Member Number.
- Click the Settings wheel located in the top right-hand corner of the screen.
- Select Token Settings from the drop-down menu.
- Choose the Deposits Account you wish to link to your BiMPay Wallet and click Add.
- Once the correct account has been selected, click Submit on the confirmation page.
- A success page will appear displaying your account number and BiMPay Token.
- Copy the token.
- Download and open the BiMPay Wallet app.
- Paste the token into the app during registration.
- Complete the remaining registration and verification steps to activate your wallet.
First Citizens
- Log in to First Citizens Online Banking.
- Select “Generate BiMPay Token” from the main menu.
- Click “Generate Token”.
- Copy the token that is displayed.
- Paste the token into the BiMPay e-wallet.
https://www.firstcitizensgroup.com/bb/digital-banking/bimpay/
RBC
- Log in to RBC Digital Banking.
- Click “Generate BiMPay Token” on the homepage.
- The “Link an Account” page will appear. Select your applicable account from the dropdown, then carefully review and accept the Terms and Conditions.
- Tap “Submit” to request your BiMPay Token.
- Once your BiMPay token appears, copy and paste it into the BiMPay App to link your RBC account.
https://www.rbcroyalbank.com/caribbean/bimpay/Tutorials/bimpay_tutorial_linking_bimpay_token.pdf
Republic Bank
- Log in to Republic Bank mobile app.
- Click “My accounts”.
- Select the relevant account you want to use for BiMPay.
- Go to view your transactions and click on the three dots at the top.
- Click “Connect to BiMPay” and then “Generate BiMPay Token”.
- Copy and paste the token into the BiMPay app.
Sagicor Bank
- Log in to Sagicor Online Banking or the mobile app.
- Navigate to the BiMPay section.
- Select Generate BiMPay Token.
- Open the BiMPay Wallet app and begin registration.
- Enter the token when prompted.
- Complete the identity verification process.
Sagicor Bank (Unbanked)
- Complete your registration on the BiMPay E-wallet.
- Select Sagicor Bank as your custodian.
- Agree to their terms and conditions.
- Review and constent to their limited KYC.
- Your token will be sent to the email you provided.
- Copy and paste the token into the E-wallet.
Scotiabank
- Log in to Scotiabank mobile app.
- Select the account that you want to connect to the e-wallet.
- Select “BiMPay Token” to generate your token.
- Copy the token shown.
- Open the BiMPay App and enter the code there to complete the link.
Learn more about BiMPay.
BiMPay App Tutorial